Updated for 2026 · Independent & data-driven
Compare the best crypto cards in India
Fees, cashback, KYC requirements, INR top-ups and spending limits — every card available to Indian residents, side by side.
- 16
- Cards tracked
- 4.5–5%
- Top stablecoin yield
- $1M
- Highest daily limit
Top crypto cards for India
Ranked by our editorial score — fees, rewards, privacy and trust.
Tuyo Visa Card
by Tuyo
9.4
score
virtual physical
India
- Cashback
- No cashback (yield up to ~11% APY on USDC deposits)
- Monthly fee
- Free
Ready Metal Card
by Ready
8.5
score
physical
India
- Cashback
- 10% first 30 days, then 3% (paid in STRK)
- Monthly fee
- $15
Cardano Emerald Visa Card
by Cardano Card (EMURGO)
8.4
score
virtual physical
India
- Cashback
- Up to 8% crypto cashback (base 2% in ADA)
- Monthly fee
- Free
Exactly Visa Card
by Exactly
8.4
score
virtual physical
India
- Cashback
- 1% cashback
- Monthly fee
- Free
Kolo Card
by Kolo
8.3
score
prepaid virtual
India
- Cashback
- 2% BTC for first 30 days, then 1% BTC
- Monthly fee
- Free
Bybit Card
by Bybit
8.0
score
prepaid virtual
India
- Cashback
- Up to 10% (tiered, paid in Reward Points; ~2% base)
- Monthly fee
- Free
KAST Card
by KAST Tech
7.8
score
prepaid virtual
India
- Cashback
- Up to 3% in USD (Standard 1.5%, Premium 2%, Private 3%)
- Monthly fee
- Free
Pionex Card
by Pionex
7.6
score
prepaid virtual
India
- Cashback
- 1% USDT cashback (offsets the 1% FX fee on non-USD spend)
- Monthly fee
- Free
Zypto Premium Physical Card
by Zypto
7.3
score
virtual physical
India
- Cashback
- Rewards on load, spend and referrals (varies)
- Monthly fee
- Free
Nocturne Aurora Card
by Nocturne
6.8
score
virtual
India
- Cashback
- No cashback
- Monthly fee
- Free
RedotPay Card
by RedotPay
6.8
score
prepaid virtual
India
- Cashback
- None (yield ~4.5–5% on idle USDT/USDC)
- Monthly fee
- Free
WaldenPay Premium Virtual Card
by WaldenPay
6.8
score
virtual
India
- Cashback
- No cashback
- Monthly fee
- Free
XPlace Card
by XPlace (Pontech Group)
6.7
score
virtual physical
India
- Cashback
- Up to 4% in USDC (by tier)
- Monthly fee
- Basic free
Oobit Crypto Card
by Oobit
6.5
score
virtual physical
India
- Cashback
- Up to 10% in OOB or 5% in USDT
- Monthly fee
- Free
Solayer Pay Card
by Solayer
6.2
score
virtual physical
India
- Cashback
- Points and referral rewards (no base cashback)
- Monthly fee
- Free
Kripicard Gold Tier
by Kripicard
6.0
score
virtual
India
- Cashback
- No cashback
- Monthly fee
- ~$1.5/mo
How we compare cards
Fees first
We break down issuance, monthly, conversion, FX and ATM fees so you see the real cost — not just the headline.
Built for India
We flag whether a card accepts Indian residents and KYC, supports INR top-ups, and ships to India.
No pay-to-rank
Scores come from our methodology. Some links are affiliate links, but they never change where a card ranks.
Crypto cards in India — FAQ
Can I get a crypto card in India?
Yes. Indian banks do not issue crypto cards directly, but several offshore platforms accept Indian residents and India-issued KYC documents (such as PAN or passport). Most issue a virtual Visa or Mastercard within minutes, and some ship a physical card to India.
Do crypto cards in India support INR top-ups?
Most do not. Crypto cards are usually funded with stablecoins such as USDT or USDC, which you buy on an exchange and then move to the card provider. A small number of platforms are adding INR-friendly funding routes — we flag INR top-up support on every card page.
Is using a crypto card legal in India?
Crypto is not banned in India, but it is not legal tender and is treated as a Virtual Digital Asset (VDA) for tax. Regulations and bank policies can change, and this site is not legal advice. Do your own research and consult a professional.
How is spending crypto taxed in India?
Because crypto is a VDA in India, spending or otherwise disposing of it can be a taxable event, with a 30% tax rate plus applicable surcharge and cess, and 1% TDS on certain transfers. This is general information, not tax advice. Speak to a chartered accountant.