Oobit Crypto Card
by Oobit
Visa Platinum crypto card that spends straight from your wallet, no preloading
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Overview
Oobit is a Visa Platinum crypto card backed by Tether that spends USDT, BTC, ETH and other stablecoins directly from your own wallet — no preloading and no manual off-ramp. It works at 150M+ Visa merchants with Apple Pay and Google Wallet, and pays cashback of up to 10% in OOB or 5% in USDT. It is classified as credit for network acceptance at credit-only merchants (like hotels and rentals) but only ever draws from the crypto you own, so there is no credit line or interest. Availability is subject to regional rules, so confirm eligibility at signup.
Key facts
- Card type
- Virtual, Physical
- Card network
- Visa
- Custody
- Hybrid — connects to your self-custody wallet
- Cashback
- Up to 10% in OOB or 5% in USDT
- Apple Pay
- Yes
- Google Pay
- Yes
Unique features
- No preloading — keeps crypto in your wallet until you pay
- Classified as credit for acceptance at credit-only merchants
- Tether-backed and globally available
India availability
Oobit is a global, Tether-backed Visa card serving 100+ countries and 150M+ merchants. It is not restricted to a single region, so Indian residents can generally apply and spend from a self-custody wallet. It is funded with crypto rather than INR, and regional rules apply, so confirm eligibility at signup.
Best for Indian users
Indian crypto holders who want to spend from a self-custody wallet with cashback and wide Visa acceptance.
- Oobit is a global, Tether-backed Visa card serving 100+ countries and 150M+ merchants; it is not limited to a single region.
- There is no INR top-up — you connect a self-custody wallet and spend USDT, BTC, ETH or stablecoins directly.
- Cashback is up to 10% in OOB or 5% in USDT; regional rules and regulatory requirements apply, so confirm eligibility at signup.
- Tax note: spending crypto can be a taxable disposal of a VDA in India (30% plus surcharge/cess, 1% TDS in some cases). Informational only.
Pros & cons
Pros
- Spends directly from your wallet — no preloading or off-ramp
- Backed by Tether, with 4.8/5 app ratings
- Works at 150M+ Visa merchants globally
- Apple Pay and Google Wallet supported
- Cashback up to 10% in OOB or 5% in USDT
- Visa Platinum protections (price/purchase protection, rental coverage)
Cons
- Availability is subject to regional availability and regulatory rules
- Cashback in OOB token is volatile; USDT rate is lower
- Requires connecting a self-custody wallet
- No credit line or repay-later option
- Some features depend on licensed partners by location
Fees
| Monthly fee | Free |
|---|---|
| Annual fee | Free |
| Crypto-to-fiat conversion | Instant conversion at checkout |
| FX / foreign-currency fee | Local-currency settlement |
Creating and holding the Oobit card is free; any fee is shown clearly in the receipt or confirmation. Conversions happen at checkout when you spend. Confirm current terms in the app before applying.
Card formats
Virtual Card
Available- Issuance
- Instant
Physical Card
Available- Material
- Plastic
KYC requirements
Level 3 of 4 — ID Verification
| Email verification | Required |
|---|---|
| Phone verification | Required |
| Identity document | Required |
| Proof of address | Not Required |
| Selfie verification | Not Required |
Integrations & tech
Supported crypto
Tokens
Chains / networks
Scores
Editor score
How we rate — see our methodology.
Perks & benefits
- Connect MetaMask, Trust Wallet, Binance Wallet or Phantom
- No preloading — spend from your wallet
- Apple Pay, Google Wallet and smart watch support
- Visa Platinum purchase and rental protections
Rewards program details
Oobit pays cashback on purchases — up to 10% in the OOB token or up to 5% in USDT. Rates and eligibility can change.
Exclusions
- Regional availability applies
- Cashback token value can fluctuate
Frequently asked questions
Is the Oobit Crypto Card available in India?
Can I top up Oobit with INR?
Does Oobit give cashback?
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Ready to get the Oobit Crypto Card?
Applications are subject to the issuer's eligibility and KYC checks. Always confirm current fees and terms on the official site.
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