virtualphysical Visa KYC: ID Verification Available in India

Zypto Premium Physical Card

Name: Zypto Premium Physical Card
Brand: Zypto
Availability: InStock

by Zypto

Self-custodial crypto super app with a Visa card, cash-out and payments in India

7.3

/ 10

Overall

Very good

Editor score

Get this card → Official site

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Overview

Zypto is a self-custodial crypto wallet and payments app with a Visa card and a strong India focus. You hold your own keys while spending across 24,000+ assets on 20+ blockchains, and inside India you can cash out to rupees at MoneyGram, top up mobile airtime and buy gift cards. It is not a bank and does not take custody of your funds. Card terms, limits and cashback vary by region and card program, so confirm the current card offer for India at signup.

Key facts

Card type: Virtual, Physical
Card network: Visa
Custody: Self-custodial
Cashback: Rewards on load, spend and referrals (varies)
Apple Pay: Yes
Google Pay: Yes

Unique features

One self-custodial wallet across 20+ blockchains
India cash-out to rupees via MoneyGram
Rewards on load, spend and referrals

India availability

Zypto explicitly supports India: its official India page covers USDC-to-rupee cash-out at MoneyGram locations, mobile top-ups and gift cards, and says the app works in India and 190+ countries. The card is funded with crypto rather than INR, and cards are self-custodial. Confirm current card eligibility and terms at signup.

Available in India

Yes

INR top-up

Indian KYC accepted

Yes

Ships to India

Yes

Best for Indian users

Indian crypto holders who want a self-custodial wallet with a Visa card plus rupee cash-out and local payments.

Zypto states its app works in India and 190+ countries and maintains an official India page.
In India you can convert USDC and collect cash in rupees at MoneyGram locations, top up mobile airtime and buy gift cards.
The wallet is self-custodial, so you hold your own keys and Zypto never takes custody of your funds.
There is no direct INR top-up for the card; it is funded with crypto such as BTC, stablecoins and 100+ supported assets.
Tax note: spending crypto can be a taxable disposal of a VDA in India (30% plus surcharge/cess, 1% TDS in some cases). Informational only.

Pros & cons

Pros

Self-custodial — you hold your own keys and Zypto never takes custody
Works in India and 190+ countries, with an official India page
Cash out to rupees at MoneyGram locations across India
Mobile top-ups and gift cards in India
24,000+ assets across 20+ blockchains
Rated 4.6/5 on Trustpilot

Cons

Card terms, limits and rewards vary by region and card program
Crypto-funded — no direct INR top-up
Product and feature availability can change by region
Self-custody means you are responsible for your recovery phrase

Fees

Zypto Premium Physical Card fee structure
Monthly fee	Free
Annual fee	Free

Zypto's card is generally free to hold, but card issuance, cash-out, top-up and conversion fees depend on the region and card program. Check the official site and app for current India pricing before you apply.

Card formats

Virtual Card

Available

Issuance: Varies

Physical Card

Available

Material: Plastic

KYC requirements

Level 3 of 4 — ID Verification

Zypto Premium Physical Card KYC requirements
Email verification	Required
Phone verification	Required
Identity document	Required
Proof of address	Not Required
Selfie verification	Not Required

Integrations & tech

Apple Pay

Google Pay

iOS app

Android app

IBAN support

Debit mode

Credit mode

Supported crypto

Tokens

BTC ETH USDT USDC SOL XRP BNB ADA DOGE LTC TRX MATIC

Chains / networks

Ethereum Bitcoin BNB Chain Solana Polygon TRON Arbitrum Base Optimism Avalanche Cardano XRP Ledger Litecoin Dogecoin

Scores

Editor score

How we rate — see our methodology.

KYC simplicity 7.0

Fee efficiency 6.8

Reward value 6.5

App experience 8.0

Privacy 8.0

Support quality 7.5

Community score

7.4 / 10

Based on 4 cited sources

Sources

Perks & benefits

Self-custody wallet with 24,000+ assets
India cash-out to rupees at MoneyGram
Mobile top-ups and gift cards in India
Rewards on load, spend and referrals

Rewards program details

Zypto rewards users when they load, spend or refer friends. Cashback and reward rates depend on the card program and region, so confirm the current India offer in the app.

Exclusions

Card rewards and cash-out eligibility vary by region

Frequently asked questions

Is Zypto available in India?

Yes. Zypto maintains an official India page and states the app works in India and 190+ countries. In India you can cash out to rupees at MoneyGram, top up mobiles and buy gift cards.

Can I top up Zypto with INR?

No. Zypto is a self-custodial crypto wallet funded with crypto such as BTC, USDC and USDT. There is no direct INR top-up, but you can convert eligible assets and collect rupees in cash at MoneyGram.

Is Zypto self-custodial?

Yes. You hold your own keys and Zypto never takes custody of your funds. That also means you are responsible for your recovery phrase — if you lose it, Zypto cannot restore access.