prepaidvirtualphysical Visa KYC: ID Verification Available in India

KAST Card

Name: KAST Card
Brand: KAST Tech
Availability: InStock

by KAST Tech

Stablecoin-first prepaid Visa with tiered USD cashback

7.8

/ 10

Overall

Very good

Editor score

Get this card → Official site

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Overview

KAST is a stablecoin-first Visa built for spending USDC and USDT. Virtual cards are free and instant, and USD cashback is clean and predictable: 1.5% on the free Standard tier, 2% on Premium and 3% on Private. The catch is that the worthwhile tiers cost money ($1,000/$10,000 a year), non-USD spend carries an FX fee, and it is custodial — you top up the card rather than holding your own keys.

Key facts

Card type: Prepaid, Virtual, Physical
Card network: Visa
Custody: Custodial (pre-funded account)
Cashback: Up to 3% in USD (Standard 1.5%, Premium 2%, Private 3%)
Apple Pay: Yes
Google Pay: Yes

Unique features

Solid gold and LED metal physical card options
Separate KAST Points rewards on paid tiers (+1% / +2%)
Global payouts to bank accounts

India availability

KAST is aimed at global and emerging-market users and stablecoin top-ups make it practical for Indian residents, though you fund it with USDC/USDT rather than INR. Confirm current India eligibility during signup, and note the physical-card shipping fee on the Standard tier.

Available in India

Yes

INR top-up

Indian KYC accepted

Yes

Ships to India

Yes

Best for Indian users

Indian stablecoin holders who want straightforward USD cashback and a free virtual Visa.

KAST is available to users in many emerging markets, including India; confirm eligibility during signup as the country list changes.
There is no INR top-up — fund the card with USDC or USDT from an exchange or wallet.
The virtual card is free and instant. Physical cards ship for $40 on the Standard tier (included on paid tiers).
Tax note: spending crypto can be a taxable disposal of a Virtual Digital Asset in India (30% plus surcharge and cess, with 1% TDS in some cases). Informational only — consult a chartered accountant.

Pros & cons

Pros

Up to 3% USD cashback (Standard 1.5%, Premium 2%, Private 3%)
Free instant virtual card
Stablecoin deposits have no conversion fee
Apple Pay and Google Pay supported
Solid metal / gold physical card options

Cons

Custodial — you must pre-fund the card
Physical card shipping costs $40 on the Standard tier
Expensive paid memberships ($1,000 / $10,000 per year)
Non-USD spend carries a 0.5–1.75% FX fee
ATM fees of $3 + 2%
$1/month inactivity fee after 12 months dormant

Fees

KAST Card fee structure
Monthly fee	Free
Annual fee	Free (Standard)
Virtual card issuance	Free
Physical card issuance	Free
Crypto-to-fiat conversion	Free for stablecoins; 2–5% for non-stablecoin auto-conversion
FX / foreign-currency fee	0.5–1.75%
ATM fee	$3 + 2%
Top-up fee	Free
Shipping	$40 (Standard); included Premium & Private
Replacement	$50
Inactivity fee	$1/month after 12 months

Virtual card is free. Standard physical shipping is $40; Premium and Private include physical cards. Membership: Standard $0, Premium ~$1,000/year, Private ~$10,000/year. Non-USD card spend carries a 0.5–1.75% FX fee. ATM is $3 + 2%. Stablecoin deposits are free; non-stablecoin auto-conversion is 2–5%. Confirm current fees on the official site.

Limits

Per transaction

Dynamic, based on KYC

Daily spend

Dynamic, based on KYC

Monthly spend

Dynamic, based on KYC

ATM withdrawal

Standard ~$1,000/day (varies by tier)

Card formats

Virtual Card

Available

Issuance: Free
Shipping: Instant digital issuance

Physical Card

Available

Material: Plastic / metal (tier dependent)
Issuance: Free
Shipping: $40 (Standard); included Premium & Private
Replacement: $50

KYC requirements

Level 3 of 4 — ID Verification

KAST Card KYC requirements
Email verification	Required
Phone verification	Required
Identity document	Required
Proof of address	Not Required
Selfie verification	Not Required

Integrations & tech

Apple Pay

Google Pay

iOS app

Android app

IBAN support

Debit mode

Credit mode

Supported crypto

Tokens

USDC USDT SOL BTC ETH

Chains / networks

Solana Ethereum Bitcoin Polygon

Scores

Editor score

How we rate — see our methodology.

KYC simplicity 8.0

Fee efficiency 7.5

Reward value 7.5

App experience 8.0

Privacy 5.5

Support quality 6.5

Community score

7.0 / 10

Based on 3 cited sources

Sources

Perks & benefits

USD cashback redeemable toward your next spend
KAST Points on paid tiers (+1% Premium / +2% Private)
Solid gold and LED metal card options
Global payouts to bank accounts

Rewards program details

USD card cashback: Standard 1.5%, Premium 2%, Private 3%. KAST Points are separate and only on paid tiers (+1% Premium / +2% Private). Cashback is paid in USD and redeemed toward spend.

Exclusions

ATM withdrawals, P2P transfers, quasi-cash transactions and refunds do not earn rewards

Frequently asked questions

Is the KAST Card available in India?

KAST targets global and emerging-market users and is generally accessible in India. The country list can change, so confirm eligibility during signup.

Can I top up KAST with INR?

No. KAST does not support direct INR top-ups. Fund the card with USDC or USDT, which have no deposit conversion fee.

How does KAST cashback work?

USD cashback depends on your membership: Standard 1.5%, Premium 2% and Private 3%. Paid tiers also earn separate KAST Points (+1% Premium / +2% Private).

What are the main KAST fees?

The virtual card is free, but Standard physical shipping is $40 and replacement is $50. Non-USD spend carries a 0.5–1.75% FX fee and ATM withdrawals cost $3 + 2%. Paid memberships run about $1,000 or $10,000 a year.